1190 Sugar Belt DriveSt Cloud, FL 34771Price: $950,000

  • Price: $950,000
  • Est. Mortgage of $/month
  • 36 Days on Market
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Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $950,000List Price
  • 4Bedrooms
  • 2Full Bath
  • 2Half Baths
  • 3,087Square Feet
Experience country elegance and modern craftsmanship in this custom-built farmhouse on a full acre-no HOA, no water or sewer bills, and every upgrade you could dream of. Constructed with solid concrete block, this 2004 residence offers 3,087 sq ft of heated living space (4,574 sq ft total under roof), wrapped in timeless curb appeal and thoughtful design. Inside you'll find solid wood flooring, level 4 drywall finishes, and a chef's kitchen featuring a gas cooktop, farmhouse sink, quartz counters, and views across the covered lanai to your screen-enclosed pool. The downstairs primary suite has been fully renovated with spa-style finishes, while upstairs you'll find generous bedrooms, walk-in closets throughout, and abundant storage. Two oversized garages-one a 38'-deep workshop with bathroom and cabinetry, and the other a finished two-car bay with generator interlock-provide parking for up to six vehicles under roof, plus a circle drive in both the front and rear for guests and trailers. A detached, climate-controlled garden house/greenhouse/gym (340 sq ft) with power, water, and HVAC offers the perfect studio, gym, or creative retreat. This property has been meticulously maintained with 2020 roof, new porch roof and screen enclosure (2025), new submersible well pump (2025), new water heater (2022), HVAC (2017) with mini-split in master (2023), fresh paint (2024), and fully renovated kitchen and baths (2023-24). Enjoy your own well and septic, UV water-treatment system, fruit trees, and total privacy-just minutes from Lake Nona, Medical City, and SR 417. Just a short .8 mile walk or golf cart ride away is the Ralph V Chisolm Park along East Lake Toho, with mature oak trees, park benches, a boat ramp, and vibes you'll never want to leave. Good thing your house is just down the street! Bring your cars, boats, and big dreams-this is the CUSTOM farmhouse lifestyle you've been searching for, right here in St. Cloud. Zoned for Nova Lakes High School

Property Details of 1190 Sugar Belt Drive

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Justin Pekarek of ORLANDO PROPERTY ADVISORS (407-808-3695)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 14, 2026 4:38 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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