45 NE 186th TerraceMiami, FL 33179Price: $550,000

  • Price: $550,000
  • Est. Mortgage of $/month
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Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $550,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,415Square Feet
  • 6,956Lot Size Square Feet
Ideal for investors or extended families, this adaptable Miami-area property offers strong potential with multiple living arrangements. The residence includes a 3-bedroom, 2-bath configuration that has been modified for flexible use, allowing the spaces to be rented separately or easily restored to a traditional single-family home. This setup is perfect for those seeking rental income, an owner-occupied option with added revenue, or a comfortable solution for multi-generational living with added privacy. With no HOA and no usage restrictions, owners have full control and flexibility. The home is move-in ready with improvements, including impact windows and doors, updated kitchens and bathrooms, approx 2015 electrical, plumbing completed around 2017, a 2025 termite treatment with transferable warranty, and an approx 2024 septic system. A newly installed fence provides a private yard ideal for everyday enjoyment or gatherings. Combined with ample parking and a practical layout, this property presents a unique opportunity for long-term value and versatility.

Property Details of 45 NE 186th Terrace

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Jesyca Guilliani of Luxe Properties

The multiple listing information is provided by Miami Association of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Miami Association of REALTORS®. All Rights Reserved. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Data last updated on May 14, 2026

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